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Suppose that, as the new benefits manager at Riley Industries, you have decided
Suppose that, as the new benefits manager at Riley Industries, you have decided to implement a high-deductible health plan for the employees. You have heard high-deductible health plans have many benefits, such as substantial cost savings resulting from employees taking charge of their health. You have also heard there are disadvantages. For instance, employees are unaware of how to manage these plans.
Write a 5-page paper-addressing the following Case Study questions:
How should you educate the employees of Riley Industries on high-deductible health plans?
What if the employees want to keep their previous insurance health plans instead?
Discuss the other advantages of high-deductible health plans to both the employer and the employees, including how employees are able to promote better health through these plans?
Name three or more disadvantages of the plans, including the inability to save for possible deductible costs?
What is your opinion on companies moving toward high-deductible health plans?
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