It only needs to be about 2-3 pages max On word doc, you can write your text ou

It only needs to be about 2-3 pages max
On word doc, you can write your text ou

It only needs to be about 2-3 pages max
On word doc, you can write your text out fully and then place images onto the page and fit it so it still includes words.
You can place the images however you like.
The images cannot be super large just enough size so you can visibly tell what it is
for in-text citations, cite it accordingly within the text and on the works cited page. MLA format.
for the outside resources that you used to gather information, put those on the works-cited page as well
3-5 sources is definitely okay! No sources in particular. You can use google and other resources to the full extent just include the citation.
3 pages with everything included. So you’ll have to imbed the images into the page with the text
Include like 2 in-text citations, but for the other resources just include that in a separate works-cited page
For this assignment, you have curated and compiled an archive of tools, strategies, instruments, technologies, and networks needed for migration of Black people to occur. You are thinking about it in terms of items like green books, spirituals, compasses, vehicles, passageways, and so forth. What did it take for Black people to move for the circumstances they were moving from or moving to? Though we have primarily focused on The Great Migration during this time, we can think about other aspects of Black people on the move. Whatever time you decide to situate the assignment in, make sure it is one where you can create an archive from it.
The assignment is divided into the following components:
the Archive: I want you to create a collection of materials that were used for Black people on the move. This of course, can be digital with photos, pics, or illustrations. But here is where you need to be as specific and as detailed as you can. How did Black people move? What actual materials, vehicles, instruments, books, navigational equipment, maps, networks, and even luggage did they have to use to go? I want you to think of your archive as something you would see on display in a museum somewhere. What is your collection of materials about, who is it about, and how does it point towards Black people in the US migration or being on the move?
the Archival Backstory: Provide context as to who this archive was made after. You are the people? Where did they live? What decade did they live in? what conditions were they facing to make them move? Where did they move to? I want you to think about storying who could have been the one to use all of your collected materials to migrate or to be on the move.
Archive description: Provide a detailed description of your thinking and your process with this project from beginning to end. Where did you start? What was your motivation/inspiration? Where did you gather your research to put your archive together? Describe with those types of elements in mind.
Archival Mapping- For this component, I want you to think through and describe the racialized geography and cartography that highlights your archive. In other words, what are the landscapes, the areas, the conditions by which this archive was created and the destination these materials helped your imagined people to migrate or to move? Place your archive in context to where Black people left and where they arrived to. (This can be primarily textual, but adding a visual component is fine as well. I want you to describe in terms of conditions and racialized interpretations of the spaces and places this archive highlights.)
To receive full credit for each component: 5 points for each section
Each section needs to demonstrate a genuine effort towards critical engagement with the subject matter. This means that you didn’t simply copy and paste images and the notes off of the dry erase board and changed a few words around. Demonstrate your reasons for your choices. Explain them. Show them.
Your archive needs to contain your unique contributions to it. Again, this can’t be just a copy and paste from what we are already covering. Add details, elements, add some markers as an archivist.
Your project needs to describe your thinking and how you used it to compile your materials. What helped you to determine what was used? Why?
To receive partial credit on a component: 1-3 points:
You will receive partial credit if any portion of the assignment is lacking in critical details. If you don’t have a collection of materials, or if your explanation of your choices are minimal (I thought it was interesting is not a sufficient answer), then you will only receive partial credit.
Your assignment should be organized, clear in its presentation of text and visuals, reader friendly in terms of font sizes, font styles and spacing, and each part should be understood as to what each component is without extra explanation from you. If these areas are lacking, then points will be deducted for a lack of cohesion, clarity, or effort.
To receive no credit on a component: 0 points
This means that a component is missing or no evidence of personal effort was made in the creation of the component. If a component is simply copied and pasted from what we do in class and a font color is changed or it’s a Google image without effort, literally that means there is no point to be made.

FREE MOVIE : Panic Watch Panic Bonus: FREE MOVIE. Panic: The Untold Story of th

FREE MOVIE : Panic
Watch Panic
Bonus: FREE MOVIE. Panic: The Untold Story of th

FREE MOVIE : Panic
Watch Panic
Bonus: FREE MOVIE. Panic: The Untold Story of the 2008 Financial Crisis | Full VICE Special Report | HBO (1:35:53)
After you complete this class, grab the popcorn and sit back to watch this semi-documentary story of what happened during the Great Recession of 2007 and the mortgage industry collapse. This movie documents the extreme greed from Wall Street investors. You can click the bottom right corner to select subtitles. To watch, click the video below. Submit a summary of your notes.
https://youtu.be/QozGSS7QY_ULinks to an external site.
2007 Financial Crisis Documentarieshttps://fortune.com/2015/12/27/big-short-wall-street-moviesLinks to an external site.
https://www.pbs.org/wgbh/frontline/article/the-great-recession-10-years-later-7-docs-to-watchLinks to an external site.
https://www.vox.com/culture/2018/9/14/17856048/movies-financial-crisis-streaming-lehman-brothers-versailles-big-short-inside-jobLinks to an external site.

Module 11 Presentations. FHA, VA, Alternative, & Seller Financing Module 11. FHA

Module 11 Presentations. FHA, VA, Alternative, & Seller Financing
Module 11. FHA

Module 11 Presentations. FHA, VA, Alternative, & Seller Financing
Module 11. FHA, VA, Alternative, & Seller Financing
Select and watch 3 multimedia presentations: one presentation from Area A, a second presentation from Area B, and a third from Area C. You will write five responses: one paragraph summarizing each Area (A, B, and C), as well as a comparison paragraph and a contrast paragraph.
A. FHA Loans (WATCH ONE VIDEO FROM THIS SECTION)

B. The VA Loans (WATCH ONE VIDEO FROM THIS SECTION)

C. Alternative & Seller Loans (WATCH ONE VIDEO FROM THIS SECTION)

Question at position 1
Question at position 1 Select one multimedia presentation from Area A (FHA Loans) you watched. Insert the title of the presentation. What is one key concept you learned in this video? Write at least TWO full sentences explaining what you learned.
Question at position 2
Select one multimedia presentation from Area B (VA Loans) you watched. Insert the title of the presentation. What is one key concept you learned in this video? Write at least TWO full sentences explaining what you learned.
Question at position 3
Select one multimedia presentation from Area C (Alternative & Seller Loans) you watched. Insert the title of the presentation. What is one key concept you learned in this video? Write at least TWO full sentences explaining what you learned.
Question at position 4
Compare two of the video presentations with each other and insert their titles. What was SIMILAR about them? Write at least TWO complete sentences explaining how the messages were the same.
Question at position 5
Contrast two of the video presentations with each other and insert their titles. What was DIFFERENT between them? Write at least TWO complete sentences explaining how the messages were different from each other.

500 Nations Part 3 (youtube.com) 28:00-34:15 Haudenosaunee (Iroquois) 1st Democr

500 Nations Part 3 (youtube.com)
28:00-34:15 Haudenosaunee (Iroquois) 1st Democr

500 Nations Part 3 (youtube.com)
28:00-34:15 Haudenosaunee (Iroquois) 1st Democracy in North America
34:15-46:10 Revolutionary War
Directions: Please answer the following questions, write 1 paragraph for each (approx. one page total) or record yourself thoroughly answering the questions.
1. What did you find most interesting/thought-provoking/upsetting? What would you like to learn more about/talk more about?
2. How does what we learned about in Module 4 connect to you or your community or to current events/issues?
3. What did you know about the influences of Native Americans on the formation of the United States government? What did you know about the experiences of soldiers during the Revolutionary War?
4. What are two new things that you learned about the Revolutionary War period? provide example
5. Has your perception/view of the Revolutionary War period changed after watching these videos? Why or why not?

ACTIVITY: Final Paper Part 6 (FHA & Conventional Loans) This is the last section

ACTIVITY: Final Paper Part 6 (FHA & Conventional Loans)
This is the last section

ACTIVITY: Final Paper Part 6 (FHA & Conventional Loans)
This is the last section you will write for the final paper, other than the introduction and conclusion (in Module 14). This week’s focus is a comparison between FHA and conventional loans, as we learned in Chapters 9 and 11. This activity will examine both conventional and FHA loan financing through the lens of your buyers.Please. no plagiarism. no AI. original work only
Instructions
Write three paragraphs about your subject buyers (as listed in your profile data) that you have been writing about for Module Activities 4, 6, 8, and 10. The first paragraph will be an overview, the second paragraph will examine FHA loans, and the third paragraph will discuss conventional loans. The two loan types must be applied to your subject buyers so please connect the textbook material with your BORROWERS’ specific situation.Please. no plagiarism. no AI. original work only
Module 12 Supplemental Resources
Acronyms and ExplanationsFront end ratio = Housing costs. PITI + HOA + any other costs, example: Mello-Roos
PITI = Principal, Interest, Taxes, & Insurance
HOA = Home Owners Association (example: monthly dues for condo or PUD)
Mello-Roos = Assessment for public improvements added to property tax bill
Back end ratio = housing costs (above) + ALL OTHER DEBTS THAT APPEAR ON YOUR CREDIT REPORT
FHA Debt Ratios = http://www.fhahandbook.com/debt-ratios.phpLinks to an external site.
Mortgage loan differences.How FHA and VA Loans Stack Up: https://www.military.com/money/home-ownership/how-fha-and-va-loans-stack-up.htmlLinks to an external site.
USDA Loans (select from Single Family Housing GUARANTEED or DIRECT): https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.doLinks to an external site.
Jumbo vs. Conventional Loans (Conforming & Non-Conforming): https://www.investopedia.com/articles/personal-finance/061815/jumbo-vs-conventional-mortgages-how-they-differ.aspLinks to an external site.
Loan Limits by Area: https://www.fanniemae.com/singlefamily/loan-limits#Links to an external site.
TEMPLATE





Recommended Loan Program
FHA Government Loan< Write one paragraph explaining the FHA government loan program approaches from Chapter 11 in the textbook. Discuss the specifics of this loan program and whether it would be a good fit for your subject borrowers. This paragraph must be 5 sentences. Cite the textbook page.>
Conventional Financing
EXAMPLE
Ima Student
May 12, 2021
BRE-126
Real Estate Finance by Huber, Walt
Recommended Loan ProgramFor Mickey Mouse and Minnie Mouse, I recommend the FHA loan program for their new home purchase financing. FHA and conventional loans are similar because …. In contrast, FHA and conventional mortgages are different in the following aspect: . The advantages of the FHA loan for the Mouse borrowers are… The disadvantages , however, are outweighed by the advantages. Therefore, the FHA mortgage will best suit their situation (p. 123).
FHA Government LoanThe FHA mortgage loan is . The loans are insured by the federal government, which minimizes the risk for lenders. This loan program offers borrowers…. (p. 456). It has the following qualifications for borrowers… FHA would be a good fit for Mickey and Minnie Mouse because .
Conventional FinancingConventional mortgages, on the other hand, require . Borrowers applying for this program need to qualify by (p. 789). The benefits of a conventional loan include . However, this loan also requires the borrowers to . Although the conventional mortgage is a good option, it is not the best choice for the Mouse borrowers and their situation.

please respond to virdiiana. with 200. words. Discussion Ch. 11 and 12 Viridian

please respond to virdiiana. with 200. words.
Discussion Ch. 11 and 12
Viridian

please respond to virdiiana. with 200. words.
Discussion Ch. 11 and 12
Viridiana
Bre 126
March 15, 2024
Huber, W.
Overview
Chapter 11 discusses the differences between government programs such as VA and FHA loans. To be eligible for these loans, a buyer must meet specific requirements. Chapter 12 discusses land contracts and mortgages. In the following text, I will discuss these chapters further.
Key Concept from Chapter 11
In Chapter 11, I learned that FHA loans give more people the opportunity to purchase a home, which was not accessible before Congress created them. FHA loans ensure that lenders are covered in case of non-payment by the borrower. “As the insurer, the FHA incurs full liability for losses resulting from default and property foreclosure. In turn, the FHA regulates many of the terms and conditions of the loan. FHA regulations have the force and effect of law” (Huber, 292).
Key Concept from Chapter 12
I learned that a wraparound mortgage is when the seller acts as the lender, collecting payments from the buyer. “By using a wraparound installment mortgage sales contract, the seller can pass on the benefit of an existing loan at lower-than-market interest rates, even if the buyer is unwilling or unable to directly assume the loan. The“wrap” is sometimes used to get around the provisions of an alienation clause (which limits the ability to assume a loan)” (Huber, p. 313).
Key Concept from Chapter 12
A land contract is similar to a mortgage, but instead of involving a lender, it involves the owner and the buyer. The buyer will only take possession of the land when all payments have been made. “In its simplest form, the land contract is made by a seller who owns the property free and clear. Such a seller need only negotiate the term and interest rate of the contract, along with the amount of down payment, if any” (p. 316).
Summary
by Viridiana Zepeda
Financing a mortgage can be complicated and stressful for all parties involved. However, becoming familiar with all loan options can make things easier. Clients will also benefit from the advice of a knowledgeable agent during the financing process, which can help ease some of the stress associated with this large purchase.

In Harmonize, write a brief summary of the textbook (5 paragraphs) Chapters 11 &

In Harmonize, write a brief summary of the textbook (5 paragraphs) Chapters 11 &

In Harmonize, write a brief summary of the textbook (5 paragraphs) Chapters 11 & 12 to include the following paragraphs with headings: an overview, 3 key concepts, and a summary. Each “key concept” must include the textbook page numbers. Each paragraph needs a minimum of 3 sentences. Use the template format provided below. Refer to the model assignment (sample) following the template.
.
TEMPLATE:
Overview
Key Concept from Chapter 11
Key Concept from Chapter 12
Key Concept from Chapter 11 or 12Summary
SAMPLE:
BELOW IS A SAMPLE REFLECTION SUMMARY. DO NOT COPY THE CONTENTS. IT IS A SAMPLE ONLY TO ILLUSTRATE THE STRUCTURE.
Course: BRE 126, Real Estate Finance
Student Name: Ima Success
Today’s Date: 02/20/2024
Textbook Author: Huber, W.
Chapters # 11-12
Overview
The topic of Chapter 11 is an introduction to real estate principles. This chapter covers four important concepts for the real estate student. First, the real estate licensing in California is discussed, along with the real estate market. Second, the historical influence of real property is examined. Chapter 12 topic is blah blah blah. Third, the difference between real property and personal property is spelled out clearly. And last, the chapter concludes by analyzing various methods of land description. These concepts are important because they may be on the real estate exam for licensees.
Key Concept from Chapter 11
I learned that real estate can be a profitable professional (p. 4). One of the reasons it can be profitable is because the compensation to agents is based on the sales price of the house. In California, real estate values are typically high, which translates into a high commission. The commission is always paid to the broker, but the real estate salesperson receives a portion. Many real estate agents are using social media to promote their services.
Key Concept from Chapter 12
The second thing I learned is that property owners have a “bundle of rights” (p. 5). It means they have control of certain things because they own the real estate. Generally, people view it as a bundle of sticks, with each one of them being a “right” the owner has. Their types of rights vary based on their level of ownership. For example, homeowners have the right to possess (live in) their houses – unless they rent out the house to tenants. In that case, the tenant now has the right to possess the house.
Key Concept from Chapter 11
The third concept I learned is the definition of real property (p. 6). There are four things that define real property: land, affixed to the land, appurtenant to the land, or immovable. These items “tests” are what separates real property from personal property. For example, a refrigerator can be moved out of the house, so it is considered personal property. However, a fence is permanently dug into the ground so it becomes part of the real property, along with the land and the house.
Summary
This was an interesting chapter and I learned a lot about real estate. Real estate has a long and colorful history in California. There are several types of land description methods, which will probably be on the state real estate exam. I know I will have to study some of the concepts further, such as the MARIA acronym of determining personal versus real property. In addition to the knowledge of concepts, real estate involves math calculations.

Based on your selected Public Problem(POVERTY) each student will choose a public policy that attempts to bring about a solution and assess it.

Based on your selected Public Problem(POVERTY) each student will choose a public policy that attempts to bring about a solution and assess it.

Based on your selected Public Problem(POVERTY) each student will choose a public policy that attempts to bring about a solution and assess it. You may choose any local or state enacted public policy. Student are expected to write 8 pages of content.
You must include the following areas:
What is the intent of the public policy (implicit and explicit)
What is the public agenda surrounding the Public Policy? • Is the policy appropriate or inappropriate? (Explain)
What resources does the public policy provide?
Should this bill have been implemented? (Explain) • Does it address the Public Problem?
Have there been any amendments to the public policy?
What was the reason for amendments?
What are the advantages and disadvantages of the public policy?
MY PUBLIC PROBLEM IS POVERTY.
I HAVE ATTACHED MY PREVIOUS ASSIGNMENT AS A REFERNCE.
MY PUBLIC PROBLEM that I have picket IS POVERTY.