The structure for the Revere Street project submission will be no more than a tw
The structure for the Revere Street project submission will be no more than a two pages. There
will be five sections which will be listed as follows:
Recommendation
Issues
Analysis
Risk/Mitigants
Conclusion
A copy of the
model for the base case recommendation must also be attached to the submission email, i.e. two
attachments: (1) Write-up and (2) Base Case model.
Instructions
Please write a 2 page paper on…..the past practices of predatory
Instructions
Please write a 2 page paper on…..the past practices of predatory lending: what are predatory lending practices, why did it happen, who were the victims, what is being done to stop this practice. Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Guidance
Some guidance on your written assignment regarding Predatory Lending.
2 full pages with 1 inch margins on all 4 sides, no large typeface, use the standard 12 pt type.
Definition: Predatory Lending is defined as intentionally placing consumers in loan products with significantly unfavorable terms and/ or higher costs than loans offered to similarly qualified customers in the region for the primary purpose of enriching the loan originator along with little or no regard for the costs to the borrower.
Caution: Just because a loan carries a perceived high interest rate or is identified as a ‘sub-prime’ loan, it does not necessarily indicate it is predatory.
For your paper, please include the following:
Define predatory lending in your OWN words.
Identify tactics that Predators use
Discuss examples of prohibited behavior (one is: loan flipping)
Identify who the ‘targets’ are for Predators
Discuss solutions for consumers to avoid falling victim to Predators
What steps the authorities are taking to stop this unfair practice
2 full pages with 1 inch margins on all 4 sides, no large typeface, use the standard 12 pt type.
Questions:
CHAPTER 4 – Real Estate Disclosures:
1. Regarding disclosures in rea
Questions:
CHAPTER 4 – Real Estate Disclosures:
1. Regarding disclosures in real estate, please define what a material fact is, give examples.
2. Name and describe the 5 different sections to the Transfer Disclosure Statement (see pages 73 – 75).
3. Name and describe the 6 areas addressed in the Natural Hazard Disclosure Statement (see pages 62 – 63).
4. Explain what exactly is Megan’s Law, does a real estate agent need to do any research for or with the buyer? What is the website to conduct this research?
5. Describe the purpose of the Agent’s Visual Inspection Disclosure form, how is it different from the Transfer Disclosure Form ? (see pages 76 – 78).
Hint: If you have not obtained the required textbook as yet, I have posted the chapter reading under “Read Chapter 4” in the Module and make sure to review the PowerPoint.
CHAPTER 4 – Real Estate Disclosures:
1. Regarding disclosures in real estate, p
CHAPTER 4 – Real Estate Disclosures:
1. Regarding disclosures in real estate, please define what a material fact is, give examples.
2. Name and describe the 5 different sections to the Transfer Disclosure Statement (see pages 73 – 75).
3. Name and describe the 6 areas addressed in the Natural Hazard Disclosure Statement (see pages 62 – 63).
4. Explain what exactly is Megan’s Law, does a real estate agent need to do any research for or with the buyer? What is the website to conduct this research?
5. Describe the purpose of the Agent’s Visual Inspection Disclosure form, how is it different from the Transfer Disclosure Form ? (see pages 76 – 78).
Hint: If you have not obtained the required textbook as yet, I have posted the chapter reading under “Read Chapter 4” in the Module and make sure to review the PowerPoint.
Please Note: Once your assignment is submitted and graded, the grade will be fin
Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
CHAPTER 4 – Real Estate Disclosures:
1. Regarding disclosures in real estate, please define what a material fact is, give examples.
2. Name and describe the 5 different sections to the Transfer Disclosure Statement (see pages 73 – 75).
3. Name and describe the 6 areas addressed in the Natural Hazard Disclosure Statement (see pages 62 – 63).
4. Explain what exactly is Megan’s Law, does a real estate agent need to do any research for or with the buyer? What is the website to conduct this research?
5. Describe the purpose of the Agent’s Visual Inspection Disclosure form, how is it different from the Transfer Disclosure Form ? (see pages 76 – 78).
Hint: If you have not obtained the required textbook as yet, I have posted the chapter reading under “Read Chapter 4” in the Module and make sure to review the PowerPoint.
Please Note: Once your assignment is submitted and graded, the grade will be fin
Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
CHAPTER 6 (Part 1 & 2) – Legal Descriptions, Title & Deeds and Estates:
1. List and DEFINE the 3 major methods used to legally describe and locate land.
2. Name and DEFINE the 5 legal methods of acquiring title to property.
3. DESCRIBE in detail the difference between a Grant Deed and a Quitclaim Deed.
4. What is a Freehold Estate? What is the estate that is the most complete form of ownership? What is an estate in remainder? Be specific.
5. What does ownership in Severalty mean ? Name and Describe the 4 unities of Joint Tenancy.
CHAPTER 4 – Real Estate Disclosures:
1. Regarding disclosures in real estate, p
CHAPTER 4 – Real Estate Disclosures:
1. Regarding disclosures in real estate, please define what a material fact is, give examples.
2. Name and describe the 5 different sections to the Transfer Disclosure Statement (see pages 73 – 75).
3. Name and describe the 6 areas addressed in the Natural Hazard Disclosure Statement (see pages 62 – 63).
4. Explain what exactly is Megan’s Law, does a real estate agent need to do any research for or with the buyer? What is the website to conduct this research?
5. Describe the purpose of the Agent’s Visual Inspection Disclosure form, how is it different from the Transfer Disclosure Form ? (see pages 76 – 78).
Hint: If you have not obtained the required textbook as yet, I have posted the chapter reading under “Read Chapter 4” in the Module and make sure to review the PowerPoint.
Homework for Class 5
1. An investor is evaluating the historical performance of
Homework for Class 5
1. An investor is evaluating the historical performance of an investment fund. The following annual values are provided to the investor: (There was no income, so the returns only depend on value changes.)
a. Calculate the investment returns for each year.
b. Compute the arithmetic mean return.
c. Calculate the geometric mean return. (Remember to use return relatives.)
d. Which mean return makes the most sense to you.
Year
Fund Value
0
100
1
115
2
150
3
130
4
105
5
100
2. A commercial real estate investment fund must report its quarterly investment performance to investors. A summary of its (1) beginning and end-of-quarter assets and equity and (2) cash inflows and outflows during the quarter are as follows:
Other investments will earn 4% interest (1% per quarter) and fund debt will be at a 6% rate (1.5% per quarter).
The properties were appraised at the end of the quarter for $655 million.
a. What would be the beginning equity value?
b. What would be the ending equity value?
c. If all cash flows from operations, equity contributions, acquisitions, and distributions occurred at the end of the quarter, what would be the quarterly fund return (IRR)?
d. Assume that all cash distributions to investors occurred equally in 30-day intervals during the quarter. (Investor contributions still occur at the end of the quarter.) Approximate the fund IRR using the Modified Dietz approach. Hint: Recall what I told you about how the formula simplifies when distributions are monthly.
e. Assuming the same cash flows in (d) what would the return be before fees?
f. Assuming this same cash flows in (d) what would be return at the property level?
3. An open-end fund has the following values over the past 10 years. There were no distributions to investors during the 10 years.
a.What was the time weighted return (TWR) for the fund over the 10 years?
b.Suppose an investor put $10 million in the fund at the beginning of the first year and then liquidated her holdings in the fund at the end of the 10th year. What IRR would the investor have earned?
c.Suppose another investor invested $10 million into the fund at the beginning of year 5 (end of year 4). He liquidated his interest in the fund (sold his shares) at the end of year 9. What IRR did he earn?
d.Suppose a third investor puts her money into the fund at the end of year 6 and liquidates at the end of year 10. What is her IRR?
e.Why did the performance of these three investors differ? What is the best indication of the performance of the fund manager over the 10 years?
4. An investment has the following cash flows and IRR. What are the values implied by the IRR at the end of years 1 through 4? (The value at the beginning of year 1 would be $500,000 and the value at the end of year 5 atter sale would be zero.)
Year
End of Year Cash Flows
0
($500,000)
1
$25,000
2
$35,000
3
$52,300
4
$60,000
5
$660,000
IRR =
12.00%
Please Note: Once your assignment is submitted and graded, the grade will be fin
Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
CHAPTER 4 – Real Estate Disclosures:
1. Regarding disclosures in real estate, please define what a material fact is, give examples.
2. Name and describe the 5 different sections to the Transfer Disclosure Statement (see pages 73 – 75).
3. Name and describe the 6 areas addressed in the Natural Hazard Disclosure Statement (see pages 62 – 63).
4. Explain what exactly is Megan’s Law, does a real estate agent need to do any research for or with the buyer? What is the website to conduct this research?
5. Describe the purpose of the Agent’s Visual Inspection Disclosure form, how is it different from the Transfer Disclosure Form ? (see pages 76 – 78).
Hint: If you have not obtained the required textbook as yet, I have posted the chapter reading under “Read Chapter 4” in the Module and make sure to review the PowerPoint.
everything will be provided in the attached documents. no chat gbt allowed every
everything will be provided in the attached documents. no chat gbt allowed everything must be completely written my teacher is extremely strict and is a hard grader. i have a borderline grade so I need to get a high A on this assignment. please follow rubric and instructions exactly.