Category: Real Estate

The two main federal government loan programs are the FHA (Federal Housing Administration) and the VA (Department of Veteran Affairs) True or False

lease Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
1. The two main federal government loan programs are the FHA (Federal Housing Administration) and the VA (Department of Veteran Affairs). Simply answer if the following two statement(s) are True or False:

Question A, True or False: Neither the FHA nor VA makes loans directly to the borrowing public. Through approved lenders, the FHA insures the loan(s) and the VA guarantees the loans ?
Question B, True or False: The FHA and VA participate in the secondary market, meaning they sell loans to generate more money to lend ?
So for Question 1, you will simply have two (2) True or False responses.
2. The lecture notes and PowerPoint for this module 2 lists seven (7) FHA loan requirements that distinguishes it from conventional loans. Name these seven (7) requirements of an FHA loan.
3. Name and briefly describe the three (3) FHA loan programs, hint: they are numbered.
4. The lecture notes lists six (6) VA loan characteristics, please name these VA loan characteristics.
5. Can a non-Veteran qualify for a VA loan (Yes or No)? Hint: the spouse of a deceased active duty service member can qualify for a VA loan, did you know you have a nice teacher.
Can a non-Veteran assume a VA loan (Yes or No)?
Is mortgage insurance required on a VA loan (Yes or No) ?
Can a borrower get a VA loan with zero (0) percent down payment (Yes or No)?
Please number your responses to match the questions.

Please Note: Once your assignment is submitted and graded, the grade will be fin

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
CHAPTER 11 – Escrow and Title Insurance Companies
1. What does an Escrow company do? How does escrow benefit the buyer and seller? Be specific.
2. What are the legal requirements for a valid escrow? Who decides which escrow company to use? Who pays for escrow?
3. What do title insurance companies insure against? What is a preliminary title report? Be specific.
4. What is considered standard coverage? What is extended coverage? What does CLTA and ALTA mean and which is the standard coverage and which is the extended coverage? Who pays for title insurance?
5. What is the difference between recurring and nonrecurring closing costs? Give specificexamples.
Please number your responses to match the questions.

Please Note: Once your assignment is submitted and graded, the grade will be fin

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
CHAPTER 12 – Landlord and Tenant Relations
1. Name and define the four types of leasehold estates. Which one is considered a lease? Which one is considered a rental agreement?
2. Name the requirements for a valid lease.
3. What is an unlawful detainer? What are the four steps for the successful completion of an unlawful detainer?
4. What is the difference between an assignment and a sublease? Be specific.
5. What is a rental offset? How often may a tenant utilize a rental offset?
Please number your responses to match the questions.

Please Note: Once your assignment is submitted and graded, the grade will be fin

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
1. Define in detail what an Amortized Loan is. What is the difference between a fully amortized loan and a partially amortized loan (whether or not it is a first or second mortgage) ? Does the monthly payment amount change for a fixed rate loan ? Does the dollar amount of the principle balance and interest change each month within that payment ?
2. Explain in detail what are Conventional Loans ?
3. How do Nonconforming Loans differ from Conforming Loans ? Please write in detail the advantages and disadvantages of a 15-year mortgage (versus the more traditional 30-year mortgage).
4. What does LTV stand for ? What is/ has been the traditional percentage LTV for a Conventional Loan, what two other LTV percentages are also acceptable nowadays because of mortgage insurance being required ?
5. Please describe in detail how mortgage insurance works. Is the entire loan amount insured or a certain amount of the loan ? At some point in the future under the right circumstances can mortgage insurance stop ? Yes or No ?

Questions:
1. Explain what is hypothecation ? What are negotiable instruments,

Questions:
1. Explain what is hypothecation ? What are negotiable instruments, give one or two examples ? What is a promissory note ?
2. Name the three parties to a Deed of Trust. Describe each party (who are they)? List the six requirements for a valid Deed of Trust (Trust Deed).
3. Explain all the steps that a lender must take to initiate a foreclosure once the borrower defaults.
4. Describe the advantages and disadvantages of the Trust Deed (versus a mortgage).
5 Name and Explain at least four (4) typical “Clauses” used in real estate loans.

Questions:
1. Explain what is hypothecation ? What are negotiable instruments,

Questions:
1. Explain what is hypothecation ? What are negotiable instruments, give one or two examples ? What is a promissory note ?
2. Name the three parties to a Deed of Trust. Describe each party (who are they)? List the six requirements for a valid Deed of Trust (Trust Deed).
3. Explain all the steps that a lender must take to initiate a foreclosure once the borrower defaults.
4. Describe the advantages and disadvantages of the Trust Deed (versus a mortgage).
5 Name and Explain at least four (4) typical “Clauses” used in real estate loans.

Please Note: Once your assignment is submitted and graded, the grade will be fin

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
1. Define in detail what an Amortized Loan is. What is the difference between a fully amortized loan and a partially amortized loan (whether or not it is a first or second mortgage) ? Does the monthly payment amount change for a fixed rate loan ? Does the dollar amount of the principle balance and interest change each month within that payment ?
2. Explain in detail what are Conventional Loans ?
3. How do Nonconforming Loans differ from Conforming Loans ? Please write in detail the advantages and disadvantages of a 15-year mortgage (versus the more traditional 30-year mortgage).
4. What does LTV stand for ? What is/ has been the traditional percentage LTV for a Conventional Loan, what two other LTV percentages are also acceptable nowadays because of mortgage insurance being required ?
5. Please describe in detail how mortgage insurance works. Is the entire loan amount insured or a certain amount of the loan ? At some point in the future under the right circumstances can mortgage insurance stop ? Yes or No ?

hi i just need you to copy and paste all the info on the slides —– u do not n

hi i just need you to copy and paste all the info on the slides —– u do not need to put any pictures ( can also make shorter and leave out unnecessary things! please just make it organized because I need it for my open note test
– I do not want it longer that like 20 ish pages pls!
i have one more file that it wont let me upload

1.Use the following data that is in a spreadsheet called “Fund Returns for Class

1.Use the following data that is in a spreadsheet called “Fund Returns for Class 6.xlsx” on Canvas. Calculate the following:
a.Beta
b.Jensen’s alpha
c.Sharpe ratio for fund and benchmark
d.Treynor ratio for fund and benchmark
e.Tracking error
f.Based on the above risk measures, how would you compare the risk of the fund compared to the benchmark?
g.Do you think the fund outperformed or underperformed after adjusting for risk?

SWOT/Stakeholder Assignment
Some parameters to keep in mind:
Any political cand

SWOT/Stakeholder Assignment
Some parameters to keep in mind:
Any political candidate is acceptable. Though a local politician for a town or city (such as a mayor or councilmember) may make more sense due to the direct involvement with Section 8 funding and outcomes
Doesn’t have to be a different choice for each student, as was the intention with the City Paper municipality selection.
That is, everyone can choose the same candidate if it comes to that!
Your selected recommendation is also open ended. More important to construct a reasoned SWOT and page 2 analysis than to try to hone in on a ‘correct’ answer
Assignment Overview: 2 pages total –> 1 page SWOT on Section 8 with a recommendation to address the program, and 1 page analysis on Section 8’s effects on tenants, landlords and the local housing authority.
Here is the assignment description from the syllabus for easy reference:
The first part of the assignment is to write a policy memo for a political candidate that includes: (1) a SWOT analysis of the Section 8 Housing Choice Voucher Program, and (2) a recommendation to the candidate on how to address the program in a campaign. This part of the assignment should be no more than a single page.
The second part of the assignment is an analysis of how the Section 8 Housing Choice Vouchers program affects three major stakeholders involved in the program: tenants, landlords, and the HUD local housing authority.
(1) SWOT/Stakeholder Assignment:
SWOT Parameters Reminder:
Part I (SWOT) (1 page): Write a policy memo for a political candidate that includes: (1) a SWOT analysis of the Section 8 Housing Choice Voucher Program, and (2) a recommendation to the candidate on how to address the program in a campaign.
Part II (Stakeholders) (1 page): An analysis of how the Section 8 Housing Choice Vouchers program affects three major stakeholders involved in the program: tenants, landlords, and the HUD local housing authority.