Category: Finance

Chapter 6 discusses the importance of health plan contract negotiations. Althoug

Chapter 6 discusses the importance of health plan contract negotiations. Although it sounds like a job for an attorney, in real life, the finance manager is often the one who takes the lead in the negotiations process. The author describes ten (10) important areas of health plan contract language (pages 163 to 166). After reviewing these areas, pick three (3) of the ten (10) that, in your opinion, are the most critical in contract negotiations. In your post on discussion board #3 (see below), explain why these three (3) are the most important to you (in your own words). Make sure to present clear and logical reasons as to why you picked these out of the list. Cite any sources used.

YOUR PERSONAL FINANCIAL PLAN
Decisions that managers make are very similar to pe

YOUR PERSONAL FINANCIAL PLAN
Decisions that managers make are very similar to personal finance decisions where you analyze the costs and benefits of each decision. You are practicing self-management skills when you apply personal finance techniques. You can utilize these skills whether working for others or starting your own business. You might also decide to pursue a career in finance.
Build an overview of your own personal financial plan – there are six steps to it. They are listed below:
(1) Establish your financial goals.
(2) Consider your current financial condition.
(3) Identify and evaluate alternative plans that could achieve your goals.
(4) Select and implement the best plan for achieving your goals.
(5) Evaluate your financial plan.
(6) Revise your financial plan.
Write up a 2-page summary of a map of your financial plan using the above six steps for (5 points) of the financial self-assessment grading component.

Please respond to the following post in no more than 100 words each:
1. LL-What

Please respond to the following post in no more than 100 words each:
1. LL-What company did you select to research for this assignment? I chose to go with Amazon. What factors influenced your decision for selecting this company? I am curious to see how Amazon is doing with their stocks and finances. I have heard from employees that Amazon offers stocks for them to cash out and have heard they have cashed out thousands of dollars’ worth of stocks. I have always been curious of the growth of Amazon, especially as a frequent customer.
Review the “Financials” tab and review the Income Statement, Balance Sheet, and Cash Flows. There is an option to view annual and quarterly statements. Briefly describe the trends of the statements and include several categories such as the EBIT, total assets, operating cash flow, etc. Amazon’s income statement, balance sheet and cash flows are impeccable. Since the year 2020 there has been an increase in cash flow. There total assets on December 31, 2020, were $321,195,000 on December 31, 2021, $420,549,000 and December 31, 2022, $462,675,000. EBIT (Earnings before interest and taxes). December 2020 $25,825,000, 2021 $39,960,000, 2022 $-3,569,000, TTM $26,072,000. Operating Cash Flow TTM $71,654,000, December 2022 $46,752,000, 2021 $ 46,327,000 and December 2020 $66,064,000. Repayment of Debt TTM $-45,272,000, December 2022 $-47,001,000, 2021 $-20,668,000, 2020 $-18,425,000
Review the “Analysis” tab and review the provided estimates. Briefly describe two different estimates, such as earnings and growth? Amazon’s growth is as follows. Current Qtr. 2,566.70%, Next Qtr. 129.00%, Current Year 1,096.30%, Next Year 34.90%, Next 5 Years 87.00% Past 5 Years 6.19%.
Earnings Estimate Current Qtr. (Dec 2023) Next Qtr. (Mar 2024) Current Year (2023) Next Year (2024)
No. of Analysts 38 29 47 48
Avg. Estimate 0.8 0.71 2.69 3.63
Low Estimate 0.57 0.39 2.31 2.49
High Estimate 1.03 1.09 2.92 4.8
Year Ago, EPS 0.03 0.31 -0.27 2.69
What is the stock price? $159. 28 they were up 2.63% How does that compare to the financials that you have reviewed for the company? That Amazon.com is very profitable according to their financials.
2. TL-For this assignment, Starbucks Corporation(SBUX) was chosen due to its global prominence in the coffee industry, making it a compelling subject for financial analysis. Starbucks brand recognition, international presence, business model, sustainability commitment, and adaptability to market changes provide insights into broader economic trends.
Upon reviewing Starbucks Corporation’s financials on Yahoo Finance, notable trends include:
Income Statement Trends: Reflecting a thriving business with consistent revenue growth, controlled costs, and increased profitability.
Balance Sheet Analysis: Though specific asset details are not summarized, robust growth implies sound asset management.
Cash Flow Insights: Strong operating cash flows underscores efficient revenue conversion, supporting operations and growth.
Key Figures: EBIT and operating cash flow indicate operational efficiency and financial stability.
Overall Starbucks financial trend to effective revenue growth and profitability.
Reviewing the “Analysis” tab on Yahoo Finance for Starbucks provides key insight:
Earning Estimate: Current quarter EPS estimate is 0.94 USD, with growth expectations for the next quarter and year.
Growth Estimates: Anticipated growth in the current and next quarters, as well as for the current and next years.
These estimates indicate analysts’ positive expectations for Starbucks revenue and earnings growth.
Starbucks stock price, at around $93, reflects market confidence supported by consistent revenue growth and profitability. Optimistic earnings and growth estimates further affirm the strong market valuation, showcasing Starbucks solid financial health and promising growth prospects.

A firm’s optimal capital structure report depends on its balance sheet’s debt an

A firm’s optimal capital structure report depends on its balance sheet’s debt and equity mix.
A firm’s cost of capital is based on the rates of its sources of capital. Propose the optimal capital structure for both firms (AT&T vs Verizon), and calculate the mathematical effect of the proposal on the weighted average cost of capital (WAAC). Complete the following:
– Calculate the cost of equity, the cost of preferred stock, and the cost of debt for the two firms chosen.(AT&T vs Verizon)
– Compute the weighted average cost of capital for each firm.(AT&T vs Verizon)
– Evaluate whether the rates calculated are too high or too low based on the financial statements.
– Determine if the firm is operating at an optimal capital structure.
Deliverable Requirements: Your capital structure PowerPoint presentation must be at least 15 slides in length. Be sure to cite sources using APA properly; include references and in-text citations.

Answer these questions in a 1 to 2-page paper. Please use appropriate citations

Answer these questions in a 1 to 2-page paper. Please use appropriate citations throughout your paper.
You have just won the Strayer Lottery jackpot of $11,000,000. You will be paid in twenty-six equal annual installments beginning immediately. If you had the money now, you could invest it in an account with a quoted annual interest rate of 9% with monthly compounding of interest.
Calculate the present value of the payments you will receive. Show your calculations using formulas in your paper or in an attached spreadsheet file.
Explain why there is a difference between the present value of the Strayer lottery jackpot and the future value of the twenty-six annual payments based on your calculations and the information provided.

Instructions
Answer these questions in a 1 to 2-page paper.
You have just won the Strayer Lottery jackpot of $11,000,000. You will be paid in twenty-six equal annual installments beginning immediately. If you had the money now, you could invest it in an account with a quoted annual interest rate of 9% with monthly compounding of interest.
One way to solve the assignment problem
1A. Calculate the present value of the payments you will receive.
Show your calculations
using formulas in your paper or in an attached spreadsheet file.

Strayer Lottery Jackpot = $11,000,000
Number of installments (N) = 26
Lottery paid in 26 months = 11,000,000/26 = 423,076.92
Quoted annual interest rate= 9%
Monthly interest rate = 9/12 = 0.75%

Calculating for the effective annual rate (EAR):
Formula for: Effective % Rate
EFF% = (1+(INOM/M))m – 1

EFF% = (1+(INOM/M))m – 1
= (1 + (0.0075))12 – 1
= (1.0075)12 – 1 (Note input1.0075 press^ for the 12th power then press12 on

calculator to get 1.0938)
= 1.0938 – 1
= 0.0938 or 9.38%

The Present Value
Lottery paid in 26 months = 11,000,000/26 = 423,076.92
Formula for: PV= (Rate, nper, pmt, fv, type)
PV=rate*nper*pmt*fv*type
Rate= 0.093807 or 9.3807%
Number of installments (N) = 26
PMT= 423,076.92
FV=0
Type=1
PV=rate*nper*pmt*fv*type
PV= (0.093807, 26, 423076.92, 0, 1)
Answer: Present Value (PV) = $4,453,789.94 Payments you will receive
END.

NOTE/ EXPLANATION FOR SET UP:
Calculating the Present Value of annual installments is a multistep process, first requiring we take the provided information and compute the monetary value of the 26 installments and monthly interest to find the Effective Annual Rate (EAR). The jackpot total of $11,000,000 divided by 26 installments totals $423,076.92, the annual interest rate is 9%, and the monthly compounding interest rate is 0.75% (9/12). The EAR formula is EFF% = {1+(INOM/M)}m-1, or {1+ Nominal rate (0.0075)}^ months (12) -1; this calculates to (1.0075)^12 – 1, and 1.093807 – 1= 0.093807. The Effective Annual Rate is 9.3807%
Arriving at the Present Value of annual installment payments requires another formula, leveraging the previous calculations of $423,076.92 (11,000,000 / 26 = 423,076.923077) and 9.3807%. That formula is Present Value = Rate * Number of Periods * Payment * Future Value * Type, or PV=rate*nper*pmt*fv*type. Plugging in our values, the equation becomes PV = (0.093807) * 26 * 423,076.92 * 0 * 1.
The answer is that the Present Value is $4,453,789.94.

Please read case and answer all questions
Make sure you are good at case analysi

Please read case and answer all questions
Make sure you are good at case analysis and do Excel calculation (make sure your are good at calculating iRR, DCF, FCF, etc. good at finance)
Please read the case and case questions before you pick up this assignment.
Basic format: A suggested basic format is as follows: (1) brief one-paragraph executive summary including your main findings, recommendation and rationale; (2) details of your analysis, including the reasons for your recommendations and the key assumptions (and justifications for these) used in your analysis; (3) and supporting exhibits/calculations.
Length: Case write-ups – four pages of text. You may attach as many supporting calculations and tables as you wish. These supporting tables and spreadsheets should contain clearly labeled assumptions and formulae.

please see the attached for the questions.
Chapter 22
Problem 11 (page 691)
Cha

please see the attached for the questions.
Chapter 22
Problem 11 (page 691)
Chapter 23
Question 4 (page 719)
Problem 9 (page 720)
Chapter 24
Problem 9 (page 748)

Instructions
Answer the following questions on a separate document. Explain how

Instructions
Answer the following questions on a separate document. Explain how you reached the answer or show your work if a mathematical calculation is needed, or both. Submit your assignment using the assignment link.
1. Briefly explain the securitization process and include at least one reason why a bank would consider using this.
2. Briefly compare and contrast a collateralized mortgage obligation with a collateralized debt obligation.
3. Provide at least two reasons why the blame for the credit crisis is a challenge to assign to one particular group alone.
4. Provide at least one reason why the government felt compelled to pass the Troubled Asset Relief Program (TARP). What is your conclusion regarding the effectiveness of this?
5. Briefly identify one key component of the Financial Reform Act and why you think it may or may not be effective.
6. Identify two reasons why an investor would prefer common stock to preferred stock.
7. What is book building and does it benefit investors or the issuing corporation, in your opinion?
8. What benefit do investors realize as a result of an extended trading session? What might be a downside to using this session?
9. You are a fund manager and are dissatisfied with one of the companies in your portfolio. You have decided shareholder activism is an appropriate strategy. Select one approach from the material to use and briefly note why you selected it.
10. Chatter Corporation issued the following quarterly dividends last year: $0.15, $0.17, $0.20, and $0.25. The current stock price is $24.59. What is the dividend yield for this stock using this information?

Attached are the instructions for completing the tax planning project.
The purpo

Attached are the instructions for completing the tax planning project.
The purpose of this project is to become familiar with a tool on the internet for projecting the amount of taxes that will either be due or refunded at the end of the year.
Make certain to double check your work. It is very easy to complete this project or rather think you have. So double check all of the settings once you get to the webpage that the project directs you to, etc. When you are done, go over your work one more time to make certain that it is accurate !
Go to the H & R Block website listed below. Using the table of information , calculate the amount of refund or tax due for each case and write the result in the space provided.
Go slowly as you do this. Look for “+” as you work on the website, the information you need to enter is often there. When you hit the “+” it expands the options given.
http://www.hrblock.com/free-tax-tips-calculators/tax-estimator.html Links to an external site.
The date from the project and the answer sheet are on the attached Excel sheet:
Ch 3 Tax Year InformationDownload Ch 3 Tax Year InformationDownload Ch 3 Tax Year InformationDownload Ch 3 Tax Year Information
.
Have fun!
NOTE MAC USERS: Canvas does NOT accept .numbers or .pages. Accepted file types: doc,docx,txt,pdf,csv,xlsx,xls

Using Excel to answer these three questions and retain the calculation process (

Using Excel to answer these three questions and retain the calculation process (when my mouse clicks on the answer, I can see the formula).