1: Case Application 1 Cliff, 20, is a Brooklyn College student who recently purc

1: Case Application 1
Cliff, 20, is a Brooklyn College student who recently purc

1: Case Application 1
Cliff, 20, is a Brooklyn College student who recently purchased his first car from a neighbor. The car is a 2004 Nissan Altima with 175,000 miles and a current market value of $3,000. Imagine you are his insurance broker, and Cliff asks your advice concerning the various coverages in the Personal Auto Policy (PAP).
A: Describe and explain fully Parts A – F of the Personal Auto Policy (PAP).
Response:
Part A:
 
 
Part B:
 
Part C:
 
 
Part D:
 
 
Part E:
 
 
Part F:
 
 
B: Which of the coverages listed above should Cliff purchase? Explain fully why.
Response:
 
 
C: Which of the coverages listed above should Cliff not purchase? Explain fully why.
Response:     
 
 
 
2: Case Application 2
Robert and Isabelle are married and own a home insured for $150,000 under an unendorsed HO-3 policy. The replacement cost of the home is $250,000. Personal property is insured for $75,000. Isabelle has jewelry valued at $10,000. Robert has a coin collection valued at $15,000 and a motorboat valued at $20,000.
A: Imagine you are their risk manager, and they asked you to evaluate their HO-3 policy. Demonstrate your understanding of the homeowner’s policy and your ability to apply the knowledge by making several recommendations for improving their coverage and explain fully the benefits of your recommendations.
Response:
 
 
 
 
B: A fire damaged one bedroom of the home. The actual cash value of the loss is
$10,000. The cost of repairs is $16,000. Demonstrate your understanding of the homeowner’s policy and your ability to apply the knowledge by suggesting how much the insurance company pays for the loss and explaining why they should pay. Discuss and explain fully the section of the policy that applies.
Response:
 
 
 
 
 
3: Case Application 3
Tom owns and operates a scuba shop that sells masks, tanks, valves, gauges, compasses, fins, weights, belts, and scuba diving accessories. The scuba business is seasonal. A large part of the annual revenues are generated in June, July, and August. Tom keeps the shop open during the remaining months of the year, but the inventory carried during those months is reduced. During the summer months, the amount of inventory on hand is substantially increased.
 
Tom has the business insured under the special form business owners policy (BOP) with no endorsements attached. Imagine you are a risk management consultant.
 
A: Define loss exposure. Identify and discuss fully the major loss exposures that Tom faces.
Response:
 
 
 
 
B: Assume that a covered loss occurs in July, which damages part of the inventory. Does the BOP provide any protection for the increase in inventory during the summer months? Explain fully your answer.
Response:
 
 
 
C: Tom plans to hire an additional employee during the summer months when sales are increasing. She is concerned about possible employee theft and dishonesty. Explain to Tom how this loss exposure can be handled under the BOP. Identify and explain fully the relevant policy provisions.
Case Application 4 – 
Part A: The personal umbrella policy provides protection against a catastrophic lawsuit or judgment.
Imagine you are still the insurance broker for Maria and Howard.
1 Identify and explain one basic characteristic and one exclusion in an umbrella policy.  35-word minimum
Response:
2 In your opinion, why should someone purchase a personal umbrella policy? 35-word minimum
Response:
3 Identify and explain briefly one concept you learned in Chapter 23 and give an example. 35-word minimum
Response:
4 Identify and explain briefly one concept you learned in Chapter 24 and give an example. 35-word minimum
Response:
Part B: Anthony owns a smartphone repair shop that is insured under a commercial package policy. The commercial policy includes the building and personal property coverage form and the cause of loss broad form. The declarations page indicates that coverage applies to both the building and the named insured’s business property.
1 Select one of the following and explain why or why not the loss would be covered under his policy. 35-word minimum
A) A fire occurs on the premises, and the building is badly damaged,
B) A burglar steals some money and securities from an unlocked safe,
C) A business computer is damaged by vandals who break into the shop after business hours, or
D) A tornado touches down near the store. Several smartphones in the shop for repair are damaged in the storm
Response: 
 
2 In your opinion, why should someone purchase a commercial insurance policy? Give an example. 35-word minimum
Response:
 
 
3 Identify and explain briefly one concept you learned in Chapter 25 and give an example. 35-word minimum
 
Response:
 
 
4 Identify and explain briefly one concept you learned in Chapter 26 and give an example. 35-word minimum
 
Response:

Answer the assignment questions directly. Stay focused on the precise assignment

Answer the assignment questions directly.
Stay focused on the precise assignment

Answer the assignment questions directly.
Stay focused on the precise assignment questions. Do not go off on tangents or devote a lot of space to summarizing general background materials.
For computational problems, make sure to show your work and explain your steps.
For short answer/short essay questions, make sure to reference your sources of information with both a bibliography and in-text citations.

Please write a reflection paper (between a half page to a full page, single spac

Please write a reflection paper (between a half page to a full page, single spac

Please write a reflection paper (between a half page to a full page, single spaced), describing your understanding of this week’s articles and videos. Share what you took away from each reading/video and your thoughts on the topic. Try and make connections to your personal life as well as your group project when possible. Make sure to make connections to personal life!
This weeks Readings and Videos you should discuss: 
Video: Jack Dorsey, The Power of User Narratives (2 mins.)

The Power of User Narratives


Larry Kim, Your Startup’s Pitch Needs Only These 10 Slides
https://www.inc.com/larry-kim/your-startup-s-pitch-only-needs-these-10-slides.html

Diversity and Inclusivity in Marketing Whether we talk about diversity or inclus

Diversity and Inclusivity in Marketing
Whether we talk about diversity or inclus

Diversity and Inclusivity in Marketing
Whether we talk about diversity or inclusivity, the discussion is one all businesses should have to remain relevant. Although marketers target consumers or segment a market, they still need to include diverse groups of consumers in their strategies. The groups may be defined by gender, race or ethnicity, language, sexual identity, ability, religious beliefs, age, socio-economic status, and more.
Session Long Project 3 Resources
Your DEI marketing is not complete (2022) 
9 Brands Winning With Inclusive Marketing (and How You Can Too) (2022)
Not an Option: Cultural Sensitivity in Advertising (2022) 
The rise of the inclusive consumer (2022)
5 Ways Diversity and Inclusion Impact the Customer Experience (2022)
Microsoft Advertising Blog (2022)
How brands can build inclusive campaigns year-round (2022) 
SLP Assignment
A “White Paper” on Inclusivity and Diversity
Using the module’s readings and other research, write a white paper on best practices for diversity and inclusivity in marketing.
Background
Deliver a brief background of inclusivity and diversity as it pertains to marketing communications. (1/2 page) Research Required.
Best Practice Examples
Provide positive examples of two brands (other than Dove) that excel in this area. Explore what groups are included in their marketing communications. (1 page) Research Required.
Applications
Offer reasons why companies should follow through on these practices. (1/2 page) Research Required.
No quotations are permitted in this paper. Each paragraph (except the introduction and conclusion) must contain at least one in-text citation.
Since you are engaging in research, be sure to cite and reference the sources in APA format. NOTE: failure to use research with accompanying citations to support content will result in reduced scoring “Level 2-Developing” on the grading rubric.
The paper should be written in the third person; this means words like “I”, “we”, and “you” are not appropriate. Refer to yourself in third-person as “manager” or you can write about what the “project team” will do, rather than saying “I” and “we.”

Register for the game as soon as you can. To register your account, go to: http:

Register for the game as soon as you can. To register your account, go to:
http:

Register for the game as soon as you can. To register your account, go to:
http://www.marketwatch.com/game/YOURGAME*
*Your instructor will provide you with the name of YOURGAME for this term.
Game Password: PASSWORD*
*Your instructor will provide you with the password for this term.
Registration is free.
Constraints
You will be “given” $500,000 in fictional funds.
Each position you take in an asset must be a minimum of 5% of your assets and a maximum of 10% of your assets.
Cash must not exceed 20% of your portfolio at any time. We want you invested, not sitting on the sidelines.
Resources
Resources that you may find to be particularly valuable for your research include:
MarketWatch: http://www.marketwatch.com/
Wall Street Journal: www.wsj.com
Yahoo Finance: finance.yahoo.com
Daily Treasury Yield Curve Rates: http://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield
Bloomberg: www.bloomberg.com
SLP Assignment
Make 3 stock purchases and provide information about the companies.
Please download the Module 1 SLP template. You will type your answer into this Excel workbook. When finished with the SLP assignment, please save the document with your last name and submit to the dropbox.
Purchase 1 through 3: Complete 3 stock purchases of your choice. Buy at least $10,000 worth of each stock. At least one of these stocks must pay a dividend. You are free to make additional purchases. Do not sell your required stock purchases yet.
Don’t worry, you don’t have to use any fancy methods to pick these stocks. The only restrictions are they need to be publicly traded companies with data available on webpages such as Investing.com or Morningstar.com or any of the other webpages mentioned in the directions. Your choice of companies can be made based on a variety of factors. For example, you may want to invest in a company simply because you like its products and personally use them. You can also apply some of the criteria from the background readings such as the P/E ratio, or you can search the internet and see what different analysts are saying about this company.
You will need to include the following information for each stock in this workbook:
Company Name
Ticker Symbol
Short Description of Company
Reason for Buying
Current Price
Previous Close Price
52-week High
52-week Low
Beta
Market Cap
P/E Ratio
Pays a Dividend? (Yes or No)

Register for the game as soon as you can. To register your account, go to: http:

Register for the game as soon as you can. To register your account, go to:
http:

Register for the game as soon as you can. To register your account, go to:
http://www.marketwatch.com/game/YOURGAME*
*Your instructor will provide you with the name of YOURGAME for this term.
Game Password: PASSWORD*
*Your instructor will provide you with the password for this term.
Registration is free.
Constraints
You will be “given” $500,000 in fictional funds.
Each position you take in an asset must be a minimum of 5% of your assets and a maximum of 10% of your assets.
Cash must not exceed 20% of your portfolio at any time. We want you invested, not sitting on the sidelines.
Resources
Resources that you may find to be particularly valuable for your research include:
MarketWatch: http://www.marketwatch.com/
Wall Street Journal: www.wsj.com
Yahoo Finance: finance.yahoo.com
Daily Treasury Yield Curve Rates: http://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield
Bloomberg: www.bloomberg.com

Hello, This is a firm reminder that this assignment submissions are not to be ge

Hello,
This is a firm reminder that this assignment submissions are not to be ge

Hello,
This is a firm reminder that this assignment submissions are not to be generated by any AI software. They are to be generated by you alone.
Read the instructions carefully and follow the step-by-step guidelines provided in the attached Assignment 1 instruction document. Review all materials to complete this assignment accurately. Use format and APA style New (7th ed) & see the attached document for “new 7th ed APA Style” (question number, headings, relevant in-text citations, list of references, appendices, graphics, page numbers.) Important note: I do NOT want Hodder and rimwrite100 to write this assignment who did (i am NOT satisfied with Order #287081447 and Order #285348530)