I am in the Credit Department, and there are two departments under it. (credit r

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I am in the Credit Department, and there are two departments under it. (credit r

I am in the Credit Department, and there are two departments under it. (credit relationship department & portfolio department ) , I will move between the above-mentioned departments during my training period, and I am currently in the portfolio Department.
1 ‐ Relationship Management: CRM will Project analysis through financial statements, statement analysis and study on the nature of the project and send it to other departments, in instance Marketing and Technical, for more accuracy and by then would come up with the decision. If itʼs decided to accept the project, the sign and contract phase would step in, and the borrower receives the loan terms in a commitment letter format and submits a number of papers of licensing and agreements.
2 ‐ Portfolio Management: The third stage is the disbursement stage, in this stage the project goes to the portfolio department, where a portfolio manager explains the disbursement methods. Then, the borrower provides the portfolio manager with cost claims, payment proof, SIDF special conditions and valid insurance clauses. Once done the loan would be provided to the borrower and could start with the project. In the last stage, which is the repayment and follow‐up stage, the loan should be repaid as noted in the agreement between SIDF and the borrower, and the progress of the project would be reported to the portfolio manager from the borrower or several visits to the project.
My tasks are
1. Visits and meetings with clients
2. Understanding workflow and procedures
3. Complete the assigned task on time individually and joint with seniors.
4. Conduct reports assessment like income statement analysis, balance sheet, credit analysis
* There is a report number 1 that talks about the department where you were, which is the (credit relations management ), and an attachment to you. Please look at it and the supplement on the report No. 2 in the current section, which is the (portfolio management )
# please that the second report includes the portfolio management only.

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