How to Buy a Car: A Background Check

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Introduction

Buying a car can be an intimidating task, regardless of whether a person is a first-timer or not. There is quite some valuable information one needs to know before making that final decision to buy a particular car.

Main text

The most important thing that a person must decide first is whether he/she wants a used car or a new car. If the person is looking to buy a used car, a background check is very important. This will include knowledge of the number of preceding owners, previous mechanical problems and accidents and finally, past maintenance of the car. A used car can give a person a great deal as the car may be well maintained and still be in an excellent condition.

Used cars can be located easily from dealers, used car websites and even from new car dealers. It’s important to have a trusted mechanic inspect the car to check for any damages. One should take time to read the paperwork before signing any document to avoid hidden buying conditions which might be problematic in future. It is also important to make sure that all finances are ready for the purchase.

If a person decides to buy a new car, it’s important to determine if he/she can actually afford it. Besides the cost price, another cost that might have a great impact on a person’s finances includes; Insurance cost, repair and maintenance, registration and licensing and fuel. After determining that one can afford the car, it’s now time to decide the type of car he/she wants. This is largely influenced by your lifestyle and the purpose for which one is buying the car.

Price determination is a key factor to consider before making the final deal, it is important to compare prices from different dealers and consult widely from recent owners of that particular car one wants to buy. This is to ensure that a person gets the best deal. A new car costs a lot of money; in this case it’s important to determine whether one will be buying the car from personal savings or from a bank loan. It is at this point in time that one needs to make sure that all financing processes are through and that the money is available for the car purchase.

Test drive is another important step that should never be overlooked. Arrange with the dealer to have a test drive one week before making the final decision. Ask for all available literature and manuals to read prior to purchasing. This gives you ample time to decide and ask any question that one might be having in regards to the car that he/she want to buy.

Summary

Finally, after the person is certain that he/she is are ready to buy the car, it’s now time to put the pen to paper. Check and counter-check all the documents and make sure that any agreement is put down in writing before signing any document. Sign on the dotted line on all required documents. Finally, hand over the cash or cheque, as the dealer hands over the keys. The final step is driving the car home.

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