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In order to choose the proper health insurance approach that involves the assistance of the Preferred Provider Organization (PPO). Since an organization requires that a network of healthcare specialists should provide their services to the company’s staff, it is reasonable to suggest that the PPO approach, which involves the choice of a primary care physician for the employees, should be adopted. As soon as the specifics of the staff’s role in the organization and the threats that they are exposed to are taken into account, the implementation of the PPO strategy should help improve the quality of the environment, in which the employees are to carry out their assignments and be located in the course of the working day (Gilmore et al., 2007).
In order to purchase health insurance for the organization, one will have to reduce the costs for some of the operations within the company. At present it seems that the logistics department could use cheaper services for transportation; therefore, the cost for the transfer of goods and final products will have to be cut in order to promote better working conditions for the staff, as well as provide them with the health insurance of the desirable quality. It is assumed that, by financing the above-mentioned element properly, the organization will be able to reduce the cost for healthcare for the staff, as well as provide the latter with full access to the healthcare services that they need (Teitelbaum & Wilensky, 2013).
It should be noted, though, that the lifestyle of the organization members defines the choice of the insurance type to a considerable degree. To be more exact, the fact that most of the staff leads a sedentary lifestyle and are, therefore, predisposed to developing the related diseases and disorders, needs to be taken into account when choosing the insurance model that will be appropriate for the organization and meet the needs of the key stakeholders.
There is no need to stress that the choices made above depend on the Affordable Healthcare Act (AHA) extensively. To be more exact, the promotion of the ACA in the workplace setting has opened new opportunities for companies to boost staff satisfaction rates by offering them efficient healthcare. Thus, the ACA reform created the premises for the company to develop a more flexible approach towards staff’s medical insurance.
It would be wrong to claim, though, that the adoption of the ACA has not triggered any major problems for the organizations similar to the one under discussion. Quite on the contrary, the integration of new health insurance principles in general and the creation of a set of more stringent regulations in particular have posed a significant threat to the financial wellbeing of organizations.
Regardless of the aforementioned fact, the ACA system allowed a range of companies including the one under discussion to focus on staff satisfaction and enhance the motivation rates of employees by providing them that they are valued. In other words, by purchasing the insurance mentioned above, the organization proves to its staff that each and every employee is valued and that the firm is ready to invest in its members. Despite the rapid and quite radical changes, which the adoption of ACA triggered across the country, the implications of the health reform provided the tools for enhancing the provision of essential healthcare services to the staff.
Reference List
Gilmore, A. S., Zhao, Y., Kang, K., Ryskina, K. L., Legorreta, A. P., Taira, D. A. & Chung, R. S. (2007). Patient outcomes and evidence-based medicine in a preferred provider organization setting: A six-year evaluation of a physician pay-for-performance program. Health Research and Educational Trust, 62(6), 2140–2159.
Teitelbaum, J. B., & Wilensky, S. E. (2013). Essentials of health policy and law (2nd ed.). Burlington, MA: Jones & Bartlett Learning.
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