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Good health is very important for human beings. This is because any health complication denies people a chance to live comfortably and perform crucial duties in their lives. Most of their resources are spent on expensive medical services. Access to affordable health care has always remained a big challenge to many people.
One of the most important factors that prevent most of them from accessing health services is poverty. This implies that it is important for governments to take the responsibility of providing health services to the poor through medical insurances.
Providing medical insurance for the poor is an effective method that can be used to ensure that individuals who do not have adequate financial resources gain access to quality health services. There are numerous advantages that are associated with provision of medical insurance for the poor.
For instance, it enables them to find regular doctors and visit them more frequently. Most people find it difficult to have regular doctors because of limited financial resources. This is usually detrimental to their health since it is easy for them to develop health problems unknowingly. In addition, medical insurance for the poor enables people to visit doctors regularly. Regular visits to doctors are very beneficial because they make it possible for early diagnosis of diseases that are deadly if not treated early.
The other benefit of providing medical insurance for the poor is that it enhances their financial stability. This enables them to feel better and also reduces depression. The financial stability is achieved when money that is supposed to be spent seeking medical attention is utilized on other needs. Poor health among the poor causes them to undergo depression. This is justified by the fact that in addition to physically struggling with their health conditions, they constantly think about how to access medical facilities and cater for other needs.
Another important concern with regard to provision of medical insurance for the poor is prevention of diseases. This is an important strategy that can be used to eliminate diseases in the society. People are able to use their money in catering for other needs other than looking for medical attention. Preventive care is particularly very important for women from poor backgrounds. Medical insurance enables them to access preventive services such as mammograms, cervical cancer screening and other services that enhance their health.
Women are regarded as high consumers of health care services hence the services should be made affordable. In addition, they are highly exposed to chronic diseases such as diabetes, stroke and heart diseases. This issue becomes complicated where most of the women do not have the ability to pay for health services. Their problems can only be solved by ensuring that they are provided with medical insurance.
Although some scholars have pointed out the disadvantages of providing medical insurance for the poor, there are many benefits associated with the plan. It relieves them of the stressful moments that are associated with sicknesses. For instance, when people are sick, they experience psychological, physical and financial instability.
However, when they are provided with medical insurance, they do not have to worry about these issues on a daily basis. This gives them the ability to meet other important needs in their lives. As a result, they are able to live more settled and comfortable lives. The poor should therefore be provided with medical insurance because it is very useful.
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